What is Health E(fx)?
Health E(fx) is clarity, compliance, and control for health benefits under the Affordable Care Act. It is the clarity of decisions based on analyses of accurate and valid data. It is the security of compliance, reporting, and auditing with ease. It is control – of costs, of complexity, and of deadlines.
Health E(fx) is the Employer solution for health benefits management under the Affordable Care Act.
What Employers Should Know
Employee eligibility. Plan affordability. Measurement look-back, wait, and stability periods. Safe harbor. Compliance reporting and auditing. Plan design options, scenarios, and impacts to both company finances and employee attraction, retention, and satisfaction.
Employers must understand and manage the requirements of the ACA within their unique benefits environment, or risk paying substantial penalties and taxes.
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What About My Broker or Advisor?
The relationship between employers and their brokers and advisors will play an important role for health benefits management under the Affordable Care Act.
Under the ACA, the need for effective and efficient collaboration between brokers, advisors, and the employer – sharing common data and tools, while still remaining at arms-length related to sensitive information employers wish to maintain – will be be both a challenge and an opportunity.
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